No annual fee28.99% standard APR as of June 2023Special promotions and offers available to cardholdersCan only be used at Lowe's locations and on Lowes.com 6 months special financing on purchases over $29984 months reduced APR financing on purchases over $2,000No annual feeLimited-time discounts and financial deals 5% discount on eligible Lowe's purchases.Flexible financing options for larger projects.No annual fee to worry about.Limited-time special offers and promotions.Can help build credit with responsible use. High standard APR of 28.99% as of June 2023.Special financing offers may rescind 0% interest if not paid in full within the promotional period.Card can only be used at Lowe's locations and online, not at other retailers. 
