Earn $1,000 bonus cash back after spending $10,000 in the first 3 months2.5% cash back on purchases of $5,000 or more, with no earning capUnlimited 2% cash back on all other purchases5% cash back on travel booked through Chase Ultimate Rewards and on Lyft rides through March 2025Redeem points for cash back, travel, gift cards, and moreCell phone protection up to $1,000 per claim with a $100 deductiblePrimary rental car insurance for business rentalsPurchase protection and extended warranty benefits $1,000 cash back after spending $10,000 in the first 3 months2.5% cash back on purchases of $5,000 or moreUnlimited 2% cash back on all other purchasesNo foreign transaction feesCell phone protection up to $1,000 per claim High sign-up bonusValuable rewards for large purchasesFlexible redemption options through Chase Ultimate RewardsPrimary rental car insurance for business purposesNo foreign transaction feesCell phone protection High annual fee of $195Points are not transferable to other Chase accounts with transferable Ultimate Rewards pointsBonus categories do not include common business expenses like office supplies or telecommunications