Earn 140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening10X points at IHG® Hotels and Resorts5X points on travel, dining, select business purchases, and at gas stations3X points on all other purchasesIHG One Rewards Platinum Elite statusAnniversary Free Night redeemable at hotels with a point redemption level up to 40,000 points4th Reward Night Free on point redemptions20% discount on IHG points purchasesUp to $100 Global Entry, TSA PreCheck®, or NEXUS creditTravel and purchase coverage benefits$99 annual feeEarn an additional free Reward Night after you spend $60,000 on purchases each calendar yearEarn up to $50 in United® TravelBank Cash each calendar year after registration Earn up to 26X points total per $1 spent when you stay at an IHG hotelEarn 5X points on travel, dining, select business purchases, and at gas stationsEarn 3X points on all other purchasesAutomatic Platinum Elite Status as long as you remain a Premier Business cardmemberNo foreign transaction feesGlobal Entry, TSA PreCheck®, or NEXUS application fee statement creditAnniversary Free Night4th Reward Night Free on point redemptions Generous signup bonus of 140,000 pointsEarn points on every purchase with additional points for travel, dining, and gasComplimentary IHG One Rewards Platinum Elite statusAnniversary Free Night4th Reward Night Free on point redemptionsNo foreign transaction fees20% discount on IHG points purchasesUp to $100 Global Entry, TSA PreCheck®, or NEXUS creditTravel and purchase coverage benefits$50 United® TravelBank Cash each calendar year $99 annual feePoints are best used for IHG hotel stays to maximize valueHigh spend required for additional rewards like the extra free night or Diamond Elite status