Earn 300 USD signup bonus after you spend $3000 on purchases on your new Card in your first 90 days of Card Membership.
💰 Bonus Value: $undefined
Card Details
3% cash back in the category of your choice (gas, online shopping, dining, travel, drug stores, or home improvement/furnishings)
2% cash back at grocery stores and wholesale clubs
1% cash back on all other purchases
No annual fee
Preferred Rewards members earn 25%-75% more cash back on every purchase
Online $200 cash rewards bonus after you spend $1,000 in the first 90 days
0% Intro APR for the first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days. After that, a Variable APR that's currently 18.24% to 28.24% will apply
A 3% fee applies to all balance transfers
Preferred Rewards members earn 25%-75% more cash back on every purchase
Top Benefits
3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings
2% cash back at grocery stores and wholesale clubs
1% cash back on all other purchases
No annual fee
Preferred Rewards members earn 25%-75% more cash back on every purchase
Pros
Flexible cash back categories allow you to choose where you earn higher rewards
No annual fee makes it a cost-effective option
Preferred Rewards members can significantly increase their rewards rate
Introductory 0% APR offer on purchases and balance transfers
Online $200 cash rewards bonus after qualified spending
Cons
Quarterly cap on higher cash back rates
3% fee applies to balance transfers
Foreign transaction fees may apply
Customized Cash Rewards
Customized Cash Rewards
Earn 300 USD signup bonus after you spend $3000 on purchases on your new Card in your first 90 days of Card Membership.
💰 Bonus Value: $undefined
🔗 All Offer Links
Card Details
3% cash back in the category of your choice (gas, online shopping, dining, travel, drug stores, or home improvement/furnishings)
2% cash back at grocery stores and wholesale clubs
1% cash back on all other purchases
No annual fee
Preferred Rewards members earn 25%-75% more cash back on every purchase
Online $200 cash rewards bonus after you spend $1,000 in the first 90 days
0% Intro APR for the first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days. After that, a Variable APR that's currently 18.24% to 28.24% will apply
A 3% fee applies to all balance transfers
Preferred Rewards members earn 25%-75% more cash back on every purchase