Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Enjoy 5X on travel purchased through Chase Ultimate Rewards® (excluding hotel purchases that qualify for $50 Annual Ultimate Rewards Hotel Credit), 3X on dining, 3X on online grocery purchases (excluding Target, Walmart, and wholesale clubs), 3X on select streaming services, and 2X on other travel purchases.
Receive up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Ultimate Rewards®.
Benefit from Travel Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance, and more.
Receive complimentary DashPass access through 2025, unlocking $0 delivery fees and lower service fees.
Get 25% more value when redeeming for travel, with points worth 1.25 cents each towards travel.
Earn up to $15 in statement credits each quarter through July 2024 for Instacart purchases.
Receive complimentary Priority Pass Select membership for access to 1,300+ VIP airport lounges worldwide.
Enjoy various travel and purchase protections including trip cancellation/interruption insurance and extended warranty coverage.
Top Benefits
Earn 60,000 bonus points after spending $4,000 in the first 3 months. Get $50 Annual Ultimate Rewards Hotel Credit, 5X points on travel through Chase Ultimate Rewards®, 3X points on dining and online grocery purchases, and much more.
Complimentary DashPass from DoorDash and Caviar for a minimum of one year when activated by December 31, 2024.
Complimentary Instacart+ membership and up to $15 in statement credits each quarter through July 2024 when activated by July 31, 2024.
No foreign transaction fees on purchases outside of the United States.
Travel and purchase coverage including trip cancellation/interruption insurance, auto rental collision damage waiver, and more.
Pros
Unlocks ability to transfer points to hotel & airline partners.
Significant long-term benefits including travel protections like trip cancellation insurance and a car rental collision damage waiver.
No foreign transaction fees.
Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Ultimate Rewards®.
Get 25% more value when redeemed for travel through Chase Ultimate Rewards®.
Complimentary access to DashPass and Instacart+ memberships with associated credits.
Cons
Doesn’t offer specific airline or hotel perks like free checked bags or free night stays.
Penalty APR of 29.99% for late payments.
Annual fee of $95.
Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
Earn 60000 CHASE signup bonus after you spend $4000 on purchases on your new Card in your first 90 days of Card Membership.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Enjoy 5X on travel purchased through Chase Ultimate Rewards® (excluding hotel purchases that qualify for $50 Annual Ultimate Rewards Hotel Credit), 3X on dining, 3X on online grocery purchases (excluding Target, Walmart, and wholesale clubs), 3X on select streaming services, and 2X on other travel purchases.
Receive up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Ultimate Rewards®.
Benefit from Travel Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance, and more.
Receive complimentary DashPass access through 2025, unlocking $0 delivery fees and lower service fees.
Get 25% more value when redeeming for travel, with points worth 1.25 cents each towards travel.
Earn up to $15 in statement credits each quarter through July 2024 for Instacart purchases.
Receive complimentary Priority Pass Select membership for access to 1,300+ VIP airport lounges worldwide.
Enjoy various travel and purchase protections including trip cancellation/interruption insurance and extended warranty coverage.