$0 introductory annual fee for the first year, then $95 per year thereafter.¤†
0% intro APR on purchases and balance transfers for 12 months from the date of account opening, then a variable APR, 19.24% to 29.99%.¤
Exclusively with the Morgan Stanley Blue Cash Preferred Card, earn a $100 statement credit after spending $15,000 on eligible purchases per calendar year.ǂ
Services and rewards for the Cards are provided by Morgan Stanley Smith Barney LLC, American Express, or other third parties.
Top Benefits
At U.S. supermarkets on up to $6,000 per year in purchases, then it’s 1%.ǂ
On select U.S. streaming subscriptions.ǂ
At U.S. gas stations and on transit, including taxis, rideshare, parking, tolls, trains, buses, and more.ǂ
Earn a $100 statement credit after spending $15,000 on eligible purchases per calendar year on the Card.ǂ
Pros
Earn $250 back after you spend $3,000 on eligible purchases within the first six months.ǂ
$0 introductory annual fee for the first year, then $95 per year thereafter.¤†
0% intro APR on purchases and balance transfers for 12 months.¤
Earn a $100 statement credit after spending $15,000 per calendar year.ǂ
Receive 24/7 access to Global Assist® Hotline when traveling more than 100 miles from home.‡
Pay It® and Plan It® features for payment flexibility.ǂ¤
Cons
Variable APR after the introductory period can be high, up to 29.99%.¤
Annual fee applies after the first year.¤†
Eligibility and benefits are contingent on maintaining an Eligible Account with Morgan Stanley.†
Only available to individuals with a valid U.S. home address and an eligible Morgan Stanley or E*TRADE from Morgan Stanley account.
Morgan Stanley Cards from American Express are issued by American Express National Bank, not affiliated directly with Morgan Stanley entities.
Blue Cash Preferred (Morgan Stanley)
Blue Cash Preferred (Morgan Stanley)
Earn 250 USD signup bonus after you spend $3000 on purchases on your new Card in your first 180 days of Card Membership.
$0 introductory annual fee for the first year, then $95 per year thereafter.¤†
0% intro APR on purchases and balance transfers for 12 months from the date of account opening, then a variable APR, 19.24% to 29.99%.¤
Exclusively with the Morgan Stanley Blue Cash Preferred Card, earn a $100 statement credit after spending $15,000 on eligible purchases per calendar year.ǂ
Services and rewards for the Cards are provided by Morgan Stanley Smith Barney LLC, American Express, or other third parties.