IHG credit cards offer exclusive perks and benefits for avid travelers and hotel enthusiasts. By choosing the right IHG credit card, you can unlock a world of rewards and privileges. To maximize the benefits of these cards, consider strategic spending and take advantage of the various perks offered. Here are the key takeaways from the best IHG credit card offers:
Key Takeaways
- Spend strategically to earn the sign-up bonus for maximum rewards.
- Utilize the card for booking stays at IHG hotels and making purchases on the properties.
- Take advantage of perks and benefits such as free nights and anniversary bonuses.
- Consider using the card for everyday purchases like gas, groceries, and restaurants if it offers competitive rates.
- Explore additional benefits like Gold Elite status and free fourth Reward Night offers.
IHG One Rewards Premier Credit Card
The IHG One Rewards Premier Credit Card stands out with its annual perks, particularly for those who frequent IHG hotels. Cardholders are rewarded with a free night certificate each year on their card anniversary, adding significant value for regular travelers. Additionally, a $100 statement credit and a 10,000-point bonus are available for those who spend $20,000 on the card annually.
The card’s rewards rate is impressive, offering up to 26 points per dollar on IHG stays, and 5 points per dollar on purchases at gas stations, grocery stores, and restaurants. The sign-up bonus is also substantial, with new cardholders earning 140,000 points after spending $3,000 in the first three months.
With a $99 annual fee, the IHG One Rewards Premier Credit Card provides a suite of benefits that can easily outweigh the cost for frequent IHG guests.
For travelers looking to maximize their hotel stays and enjoy additional perks, this card is a compelling choice. The benefits extend beyond just points, with a Global Entry, TSA PreCheck®, or NEXUS statement credit of up to $100 every four years, further enhancing the travel experience.
IHG One Rewards Traveler Credit Card
The IHG One Rewards Traveler Credit Card is tailored for those who frequently stay at IHG properties and wish to maximize their points on every trip. While it may not offer the flexibility of cash back or statement credits, it’s a solid choice for dedicated IHG guests.
Earning points with this card is straightforward and rewarding:
- Up to 17X points on paid hotel stays with IHG Hotels and Resorts
- 3X points on dining, utilities, select streaming services, and at gas stations
- 2X points on all other purchases
The IHG One Rewards Traveler Credit Card does not come with an annual bonus or free room night certificate, which is something to consider if these perks are important to you.
Cardholders who are less frequent travelers or those who prefer a card without an annual fee might find the IHG One Rewards Traveler Credit Card sufficient. However, for those seeking more luxurious travel benefits, the IHG One Rewards Premier Credit Card might be a better fit.
IHG One Rewards Premier Business Credit Card
For business owners and entrepreneurs, the IHG One Rewards Premier Business Credit Card is a strategic choice for leveraging company expenses into valuable hotel stays. This card mirrors the personal IHG One Rewards Premier Credit Card, offering similar luxury perks tailored for business use.
With the IHG One Rewards Premier Business Credit Card, you can earn up to 26 points per dollar on IHG Hotel & Rewards purchases, making it an excellent option for those who frequently stay at IHG properties.
The card’s benefits extend beyond just point accumulation. Cardholders receive a free night certificate each year on their card anniversary, adding significant value for regular travelers. Additionally, a $100 statement credit and a 10,000-point bonus are available after reaching $20,000 in spending annually on the card.
Here’s a quick comparison of the earning rates for different spending categories:
| Spending Category | Points per Dollar |
|---|---|
| IHG Hotel & Rewards | Up to 26 |
| Gas Stations | 5 |
| Grocery Stores | 5 |
| Restaurants | 5 |
Choosing the IHG One Rewards Premier Business Credit Card means prioritizing travel-related perks and rewards that align with your business spending patterns.
Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card stands out with its lucrative rewards program, offering cardholders significant value, especially for those with a penchant for travel. With a sign-up bonus that includes 60,000 bonus points after meeting initial spending requirements, it’s a compelling choice for anyone looking to boost their points balance quickly.
- Earn 5X points on travel purchased through Chase Ultimate Rewards
- 3X points on dining and select streaming services
- 2X points on all other travel purchases
- 1X points on all other purchases
Cardholders also enjoy a $50 annual hotel credit when booking through the Ultimate Rewards program, adding even more value to the card’s benefits. The Preferred Card is also equipped with comprehensive travel benefits, including trip cancellation/interruption insurance and auto rental collision damage waiver.
The absence of foreign transaction fees makes the Chase Sapphire Preferred Card an excellent companion for international travelers, ensuring that every purchase abroad is as rewarding as it is at home.
While the card does come with a $95 annual fee, the benefits can easily outweigh the cost for frequent travelers. Those less inclined to travel may find the fee less justifiable, but for many, the Chase Sapphire Preferred remains a top contender in the realm of travel rewards credit cards.
Conclusion
In conclusion, the IHG credit cards offer a range of exclusive perks and benefits for travelers looking to enhance their hotel experiences. From sign-up bonuses to points-earning potential, these cards provide opportunities to save on stays at IHG hotels and enjoy additional rewards. By strategically using an IHG credit card, cardholders can unlock benefits such as free nights, elite status, and bonus points, making it a valuable addition to their travel arsenal. Whether you are a frequent traveler or an occasional hotel guest, the IHG credit cards present a compelling option to maximize your rewards and elevate your travel experiences.
Frequently Asked Questions
What are some tips for using an IHG credit card effectively?
To make the most of the IHG credit cards’ benefits, try to spend the minimum amount required to earn the sign-up bonus, time your card application with a large purchase, use the card for booking stays at IHG hotels, and take advantage of perks and benefits.
Why is the IHG One Rewards Premier Credit Card recommended as the best IHG credit card?
The IHG One Rewards Premier Credit Card is recommended for its better sign-up bonus, more points-earning potential, and overall benefits, despite having an annual fee.
What rewards and perks does the IHG One Rewards Premier Credit Card offer?
The IHG One Rewards Premier Credit Card offers a hefty sign-up bonus, up to 26X points on paid hotel stays, Gold Elite status opportunity, free fourth Reward Night benefit, and bonus points for meeting spending thresholds.
What are the benefits of having a co-branded IHG One Rewards credit card?
Having a co-branded IHG One Rewards credit card unlocks benefits such as Gold Elite status opportunity, free fourth Reward Night benefit, and bonus points for meeting spending thresholds, making it worth signing up for even if you don’t stay with the brand often.
How can business owners earn points faster with IHG credit cards?
Business owners can earn points faster by providing additional cards to employees at no cost, spending the minimum amount required to earn the sign-up bonus, and timing card applications with large purchases.
How should one choose between different IHG credit cards?
Choosing between different IHG credit cards depends on factors like travel frequency, desired benefits, annual fees, sign-up bonuses, and rewards rates. It is important to assess individual needs and preferences when selecting an IHG credit card.
