Welcome bonus of 70,000 Membership Rewards points after spending $10,000 on purchases within the first three months.
Earn up to 600,000 bonus points each year on select categories.
Access to business management tools such as year-end summaries and Vendor Pay by Bill.com.
Add up to 99 employee cards to help earn rewards faster and manage expenses.
Annual statement credits for eligible purchases at FedEx, Grubhub, and office supply stores, and for Walmart+ membership. Up to $395 in statement credits annually upon enrollment.
No preset spending limit and flexible payment options with Pay Over Time.
Valuable travel and purchase protections.
Access to The Hotel Collection with a $100 on-property credit for stays of two nights or more.
Cell phone protection benefit covering theft or damage. High earning rates in select business categories.
Flexible Membership Rewards points with transfer options.
No foreign transaction fees.
Valuable statement credits and travel benefits.
Automatic 4-point-per-dollar bonus categories reflecting highest spending areas each month. $375 annual fee.
Requires good to excellent credit.
Not all vehicle types or rentals are covered by rental vehicle insurance.
Annual fee for employee cards is $95 total for the first five employee cards and then $95 for each additional card thereafter starting Feb. 1, 2024. 
